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Tip #1: The one card placed faceup on the table indicates how many cards the
dealer will burn. If the card turned up is a four of clubs, the dealer will burn four cards.
Tip #2: In baccarat, the casino takes a commission whenever a player wins a bet
placed on the banker side. This is because betting on the banker has an inherent 1.06
percent advantage. Bets are paid at 0.95-to-1.
Tip #3: Twos through nines are counted at face value; tens and all jacks,
queens and kings count as zero; and aces count as one. Suit is irrelevant in baccarat.
Tip #4: First and third cards are dealt to the player. Second and fourth
cards are dealt to the banker.
Tip #5: For any total over nine, only the last digit is taken - for example,
a total composed of a six of clubs and a six of diamonds is two. If either the
player or the banker has a total of eight or nine, it's called a "natural" and
automatically wins - unless the other hand also has a natural, in which case
the two hands tie.
Tip #6: If the player holds a total of less than six or seven, the player draws.
Tip #7: With a total from zero to two the bank always draws; with a total of
seven the bank always stands; with a total of three the bank draws, unless the
player drew and its third card was an eight; with a total of four the bank draws,
unless the player drew and its third card was an eight, nine or ace; with a five
the bank draws, unless the player drew a third card outside the range of four
through seven; with a six the bank stands, unless the player drew a third card
of either a six or a seven.
It is a good idea to avoid tie bets altogether, since they give the house a
significant advantage, close to 20%, in fact. By sticking to only the banker
and player bets, the house advantage will remain at a minimum, thereby maximizing
your chances of winning.
Betting on the player gives the house a 1.36% edge
Betting on the banker gives the house a 1.17% edge
Either way, the house has the edge and should win in the long run.
Some baccarat players believe in streaks and will bet on whatever won the last hand.
This strategy does not give you better odds though as each hand is like the flip of a coin.
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